Adopting safety precautions can help prevent accidents on the water. Excessive speed and unfamiliarity with boating rules and regulations are common factors contributing to boating mishaps. The team at The Ryan Insurance Agency in Clarkston, MI, has compiled crucial information to help you stay safe and avoid insurance complications.

Life Jackets and Reliable Communication

Life jackets are lifesavers, so make sure you have enough for everyone on board. Each passenger should have a life jacket that fits them properly. Consider having personal flotation devices readily available for additional safety during tubing and water skiing activities.

Protecting cell phones in waterproof dry bags can increase their chances of functioning even if your boat capsizes. However, remember that cell phone reception can be unreliable in remote areas. Also, ensure your VHF marine radio is working before venturing too far from the shore.

Safe Boating Practices

Experienced boaters typically check the weather forecast before setting out on the water. Want to enhance the safety of your family and friends? Consider taking a boat safety course and following these tips:

Check the fuel level, engine, and safety gear. Inform a family member, neighbor, or friend about your expected return time. Practice safe navigation and familiarize yourself with the lakes and waterways you plan to explore. Most importantly, never operate a boat while under the influence of alcohol or any other substances that can impair your judgment.

What safety equipment should you have on board? Fire extinguishers, first aid kits, flares, whistles, and lights can help you treat injuries and signal for help if necessary.

Choosing the right boat insurance is almost as important as following safety best practices. Contact The Ryan Insurance Agency in Clarkston, MI to discuss the best boat insurance options to protect your vessel and everyone aboard.