Why Is a Bike Considered an RV But Not a Traditional Motorcycle?

Covering all the vehicles you use in your daily life can be a complicated process. When you want to drive your car around, you need auto insurance. You need RV insurance when you want to take your motorbike out into the hills. When you want to drive your motorcycle around, you need motorcycle insurance. However, certain types of vehicles may overlap. For example, you could get motorcycle insurance for your bike if it becomes a street vehicle, but you likely won’t get RV insurance for your motorcycle. Why is this? Here’s why a bike is considered an RV, but a traditional motorcycle is not. If you need to get coverage for your motorcycle, we’re here to help! The Ryan Insurance Agency team in Clarkston, MI is ready to help you find and compare policies to secure the right one for your vehicle.

Why Isn’t a Motorcycle Considered an RV?

RVs, like motorbikes, can be taken onto the street. When this happens, they become a vehicle you drive around and need the necessary insurance. However, these bikes are designed for many terrains, and most people use them recreationally to race around in nature. But motorcycles? Not so much. Traditional motorcycles are explicitly designed for the road. It’s akin to how you’re not going to be able to use a car you got at the dealership, like a dune buggy, and get RV coverage for it. It’s a fundamentally different vehicle that requires a different type of insurance. That’s where we come in!

Get Your Motorcycle Covered With The Ryan Insurance Agency!

If you’re in the market for motorcycle insurance, The Ryan Insurance Agency in Clarkston, MI, can help you find the right policy. Compare motorcycle insurance quotes with us now!